Ever wonder how your college stacks up in terms of relative value? A new rating system provides insights into median earnings of graduates against tuition costs and the results suggest you might just be better off getting a 4-year degree at a public university than an Ivy League.

How lender-selected credit scores could increase delinquency risk for GSEs, CRT investors, and mortgage-backed securities. My latest op-ed in HousingWire explores what happens under lender choice when originators are permitted to select between FICO and VantageScore when delivering a loan to the GSEs

Climate models are not always what you see. These highly complicated models are hard to validate and their accuracy at the property level is questionable.

What drove the collapse of SVB? Insufficient board oversight, incomplete modeling and poor liquidity risk management practices were among the key factors that led to the bank’s demise.