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Understanding the Risks of Multiple Credit Scores in Mortgage Lending
Regulators and industry have for years discussed how to prudently expand access to mortgage credit. With improved modeling and...
Clifford Rossi
Jan 17, 20231 min read
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Economic Impacts of a Moratorium on Consumer Credit Reporting
Two bills introduced in Congress, H.R. 6370 and S. 3508, ‘‘Disaster Protection for Workers’ Credit Act of 2020’’ would impose a...
Clifford Rossi
Jun 4, 20202 min read
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Risk Management Reflections and Lessons for the Future
Post-crisis progress has clearly been made, but there is still much work to be done to steer clear of subsequent financial disasters....
Clifford Rossi
Sep 27, 20191 min read
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Comprehensive Reform Is Needed to Reduce Mortgage Risk
There are proposals on the table to reprivatize and recapitalize Fannie Mae and Freddie Mac, but such a restructuring would not be...
Clifford Rossi
Aug 19, 20191 min read
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