Looming risk for mortgage credit and MBS investors from “Lender Choice”
- Clifford Rossi

- Feb 9
- 1 min read
How lender-selected credit scores could increase delinquency risk for GSEs, CRT investors, and mortgage-backed securities. My latest op-ed in HousingWire explores what happens under lender choice when originators are permitted to select between FICO and VantageScore when delivering a loan to the GSEs






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